Singapore-based Ant International’s technology arm, Antom, has rolled out a landmark innovation called the agentic payment solution. It combines a breakthrough alternative payment method (APM) checkout system with enhanced AI‑driven security features. This launch marks Antom as the first in Asia Pacific to collaborate with Mastercard and Visa for agentic, card‑based payments initiated by AI agents. The system supports both APMs and credit cards, enabling AI agents to process transactions seamlessly across user dialogues, whether confirming purchases, handling pre‑authorisations, or processing scheduled flash sales. The entire protocol, which builds on the Model Context Protocol (MCP), has been made open‑source and is now available on GitHub.
Speedy Checkout Meets Secure, AI-Aware Risk Controls
EasySafePay, the system’s streamlined wallet checkout mode, permits users to link digital wallets directly on the checkout page without being redirected to external apps. This streamlined flow aligns with AI‑driven, conversation‑based commerce. Security features are robust. The platform leverages multi‑party computation (MPC)–based AI risk management alongside mobile device protection to combat fraud, phishing, and account misuse. Cryptographic safeguards ensure compliance with PCI Security Standards, and each transaction includes verifiable credentials tied to user intent for end‑to‑end traceability. This architecture enhances transparency and dispute resolution while preserving user privacy.
Antom’s work with Mastercard’s “Agent Pay” and Visa’s “Intelligent Commerce” initiatives brings tokenised card payments to AI agents. These pilots—spanning authentication, transaction control, and personalisation—advance secure, user‑friendly AI‑driven buying experiences. Gary Liu, General Manager of Antom, emphasises that enabling AI agents to complete real‑world transactions represents a foundational shift. He notes that the rise of agentic payments demands a new approach to payment system design. Antom intends to co‑develop the necessary protocols and frameworks with partners across finance, technology, and commerce.